Terms & Conditions

Please read these terms carefully before using our website and services.

Last Updated: January 1, 2024

1. Acceptance of Terms

By accessing and using the Know Insurance Rights website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials on Know Insurance Rights' website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on the website
  • Remove any copyright or other proprietary notations from the materials

3. Disclaimer

The materials on Know Insurance Rights' website are provided on an 'as is' basis. Know Insurance Rights makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Insurance Services

Know Insurance Rights acts as an insurance agent and broker. We are licensed to sell insurance in the state of California. Our services include:

  • Providing insurance quotes and recommendations
  • Assisting with insurance applications
  • Helping with claims processing
  • Ongoing policy management and support

All insurance policies are issued by licensed insurance companies, not by Know Insurance Rights. We are compensated through commissions paid by insurance companies.

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, insurance rates, coverage options, and terms can change frequently. All quotes provided are estimates based on the information you provide and are subject to underwriting approval by the insurance company.

6. User Responsibilities

When using our services, you agree to:

  • Provide accurate and complete information
  • Update us of any changes that may affect your coverage
  • Pay premiums on time to maintain coverage
  • Report claims promptly to the insurance company
  • Comply with all policy terms and conditions

7. Limitations

In no event shall Know Insurance Rights or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Know Insurance Rights' website, even if Know Insurance Rights or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices.

9. Revisions and Errata

The materials appearing on Know Insurance Rights' website could include technical, typographical, or photographic errors. Know Insurance Rights does not warrant that any of the materials on its website are accurate, complete, or current. Know Insurance Rights may make changes to the materials contained on its website at any time without notice.

10. Links

Know Insurance Rights has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Know Insurance Rights of the site. Use of any such linked website is at the user's own risk.

11. Modifications

Know Insurance Rights may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

12. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of California and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

13. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Know Insurance Rights

2340 El Camino Dr

Turlock, California(CA), 95380

Phone: (209) 620-8293

Email: legal@knowinsurancerights.com