Privacy Policy

Last Updated: January 1, 2024

1. Information We Collect

We collect information you provide directly to us, such as when you:

• Request a quote or consultation
• Subscribe to our newsletter
• Contact us through our website or phone
• Apply for insurance coverage
• File a claim

This information may include your name, address, phone number, email address, date of birth, Social Security number, driver's license number, and financial information.

2. How We Use Your Information

We use the information we collect to:

• Provide insurance quotes and recommendations
• Process insurance applications and policies
• Handle claims and customer service requests
• Send newsletters and marketing communications (with your consent)
• Comply with legal and regulatory requirements
• Improve our services and website functionality

3. Information Sharing

We may share your information with:

• Insurance Companies: To obtain quotes and process applications
• Service Providers: Third parties who help us operate our business
• Legal Authorities: When required by law or to protect our rights
• Business Partners: With your explicit consent for specific services

We do not sell your personal information to third parties for marketing purposes.

4. Data Security

We implement appropriate security measures to protect your personal information, including:

• Encryption of sensitive data during transmission
• Secure storage systems with access controls
• Regular security assessments and updates
• Employee training on data protection practices

5. Your Rights

You have the right to:

• Access and review your personal information
• Request corrections to inaccurate information
• Opt out of marketing communications
• Request deletion of your information (subject to legal requirements)
• File a complaint with regulatory authorities

6. Cookies and Tracking

Our website uses cookies and similar technologies to:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Provide personalized content and advertisements
• Improve website functionality and user experience

You can control cookie settings through your browser preferences.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

8. Children's Privacy

Our services are not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it promptly.

9. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt out of the sale of personal information
• Right to non-discrimination for exercising privacy rights

10. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this privacy policy or our data practices, please contact us: