Travel Insurance

Travel with confidence knowing you're protected against unexpected events, medical emergencies, and trip disruptions worldwide.

Protect Your Travel Investment

Travel insurance provides essential protection for your trips, whether you're taking a weekend getaway, an international vacation, or traveling for business. With the unpredictable nature of travel, having comprehensive coverage ensures you're protected against financial losses and unexpected emergencies.

California residents travel extensively both domestically and internationally, making travel insurance particularly valuable. From medical emergencies abroad where your health insurance may not provide coverage, to trip cancellations due to unforeseen circumstances, travel insurance offers peace of mind and financial protection.

Our travel insurance policies are designed to cover a wide range of travel-related risks and provide 24/7 emergency assistance services. Whether you're planning a cruise, an adventure trip, a family vacation, or a business trip, we have coverage options that fit your specific travel needs and budget.

Why Travel Insurance is Essential

Travel disruptions, medical emergencies, and unexpected events can happen to anyone, anywhere. Without travel insurance, you could face significant out-of-pocket expenses for medical treatment abroad, non-refundable trip costs, or emergency evacuation services that can cost tens of thousands of dollars.

Get Your Travel Insurance Quote

Travel Insurance Coverage

Comprehensive protection for all aspects of your trip

Emergency Medical Coverage

Covers medical expenses for illness or injury while traveling, including hospital stays, doctor visits, and prescription medications.

  • Emergency medical treatment
  • Hospital stays and surgery
  • Prescription medications
  • Dental emergencies
Trip Cancellation & Interruption

Reimburses non-refundable trip costs if you need to cancel or cut short your trip due to covered reasons.

  • Illness or injury
  • Death in family
  • Natural disasters
  • Job loss or work conflicts
Emergency Evacuation

Covers the cost of emergency medical evacuation to the nearest adequate medical facility or back home.

  • Medical evacuation
  • Repatriation of remains
  • Political evacuation
  • Natural disaster evacuation
Baggage & Personal Effects

Covers lost, stolen, or damaged baggage and personal belongings during your trip.

  • Lost or stolen luggage
  • Damaged personal items
  • Baggage delay expenses
  • Essential item replacement
Travel Delays

Covers additional expenses incurred due to travel delays, including meals, accommodation, and transportation.

  • Flight delays and cancellations
  • Missed connections
  • Additional accommodation
  • Meal expenses
24/7 Emergency Assistance

Round-the-clock emergency assistance services to help you navigate medical emergencies and travel disruptions.

  • Medical referrals
  • Emergency cash advances
  • Travel arrangements
  • Translation services

Types of Travel Insurance Plans

Choose the right plan for your travel needs

Single Trip Insurance

Perfect for one-time trips, providing comprehensive coverage for a specific journey with defined start and end dates.

  • Coverage for one specific trip
  • Cost-effective for occasional travelers
  • Comprehensive coverage options
Annual Multi-Trip Insurance

Ideal for frequent travelers, providing coverage for multiple trips throughout the year with one policy.

  • Coverage for unlimited trips
  • Cost savings for frequent travelers
  • Automatic coverage activation
Business Travel Insurance

Specialized coverage for business travelers, including coverage for business equipment and work-related travel risks.

  • Business equipment coverage
  • Work-related trip interruption
  • Corporate travel benefits

Special Travel Considerations

Additional coverage for specific travel situations

Adventure Sports Coverage

Additional coverage for high-risk activities like skiing, scuba diving, mountain climbing, and other adventure sports

Pregnancy & Newborn Coverage

Coverage for pregnancy-related complications and newborn care while traveling

Pre-Existing Medical Conditions

Coverage for pre-existing medical conditions with proper disclosure and waiting periods

Cruise-Specific Coverage

Specialized coverage for cruise travel including missed port coverage and cabin confinement benefits

Epidemic/Pandemic Coverage

Coverage for trip cancellations and medical expenses related to epidemic or pandemic situations

Group Travel Coverage

Special rates and coverage options for group travel, family reunions, and organized tours

When to Purchase Travel Insurance

Timing matters for maximum coverage benefits

Best Time to Buy

Within 14-21 days of making your initial trip deposit for maximum coverage benefits including pre-existing medical condition coverage.

Last Minute Purchase

You can still buy travel insurance up to the day before departure, but some benefits may be limited or excluded.

Pro Tip:

Purchase travel insurance as soon as you book your trip to ensure maximum coverage, especially for trip cancellation benefits and pre-existing medical condition coverage.

Travel with Confidence

Don't let unexpected events ruin your trip. Get comprehensive travel insurance and enjoy peace of mind wherever you go.